For Tue 16 June
https://www.newyorker.com/culture/cover-story/cover-story-2020-06-22
https://www.theguardian.com/commentisfree/2020/jun/09/protests-british-history
https://historynewsnetwork.org/article/175832
https://historynewsnetwork.org/article/175834
https://historynewsnetwork.org/article/175833
https://historynewsnetwork.org/article/175835
Nikole Hanna-Jones
https://www.essence.com/feature/black-history-now-nikole-hannah-jones/
List of Black people killed by police
https://www.npr.org/2020/05/29/865261916/a-decade-of-watching-black-people-die
Trump's responses
nytimes questions
Michigaa Protests
Young people take lead
troy protests
Roma: Film: (Netflix)
https://www.nytimes.com/2020/05/23/opinion/roma-mexico-workers-rights.html
What nonviolent protest gains, violent protest unravels.
https://www.nytimes.com/2020/05/30/opinion/sunday/riots-george-floyd.html
Remember, No One Is Coming to Save Us
https://www.nytimes.com/2020/05/30/opinion/sunday/trump-george-floyd-coronavirus.html
Greed and globalization set us up for disaster.
https://www.nytimes.com/2020/05/30/opinion/sunday/coronavirus-globalization.html
Tinderbox America
Supreme Court Allows Police to go Free
Hong Kong:
Toyger
https://www.youtube.com/watch?v=EGfftjzoveo
People for the Ethical Treatment of Animals is an American animal rights organization
Spaying refers to the removal of the reproductive organs of female dogs and cats, while neutering is the removal of the testicles in male dogs and cats. The surgeries are always performed while the animal is under anesthesia. ... Depending on the procedure, the animal may need to have stitches removed after a few days.
DNA, short for deoxyribonucleic acid, is the molecule that contains the genetic code of organisms. ... DNA is in each cell in the organism and tells cells what proteins to make.
Hybrid: The offspring of two plants or animals of different species or varieties, such as a mule (a hybrid of a donkey and a horse).
Bengal
Teachers
https://www.nytimes.com/2020/05/21/business/coronavirus-teachers.html
Who's Afraid of Ai Wei Wei
https://www.shortoftheweek.com/2011/05/20/whos-afraid-of-ai-wei-wei/
We’re reaching out to see if you know any other young people who would be interested in the opportunity to serve with City Year. During this uncertain time, City Year is a unique opportunity for young people to not only make a positive impact on students, schools and communities, but it is also an opportunity to invest in themselves and use service to develop skills they’ll need in future careers or educational opportunities. No matter what the start to the next school year brings, City Year AmeriCorps members will be there to support students whether it is in person or virtually.
Our next application deadline is on May 29. After that, we will be accepting applications on a rolling basis.
We would love to connect with any young people you’d recommend for our program. Please share this link with members of your network who you think will make strong and impactful future City Year AmeriCorps members: http://pages.cityyear.org/HQI-MACRFY20RecommenderReferralForm19-20corps_LP-RecommenderReferral.html
Yours in Service,
The City Year Admissions Team
City Year, Inc.
287 Columbus Ave
Boston, MA 02116
Photography
Arms Sales
"the life"
Syrian Refugees
Afrolit Sans Frontiers
Silk Road China
Inequality socieity schools
Complex Black Woman Character
School Districts
Free Adult College
Inequality
Watching birds
Have your forgotten? We are in an election year:
Rats!
Telehealth
Travel to an "Unknown" Destination
China Threat and Diversion
Jusrtice Department and the FBI
Anitbody Video (in "Health")
11 May World Financial Markets Show Optimism
lama antibodies
https://www.nytimes.com/2020/05/06/science/llama-coronavirus-antibodies.html
money found
madagascar
Krugman
mcdonald's denmark
Atlantic
https://www.theatlantic.com/ideas/archive/2020/05/president-unraveling/611146/
May day
https://www.democracynow.org/2020/5/1/kali_akuno_peoples_strike_may_day
universal income
https://www.democracynow.org/2020/4/24/coronavirus_essential_workers
https://www.democracynow.org/2020/4/24/480_billion_coronavirus_relief_package
-
Night Swim
https://www.shortoftheweek.com/2020/03/24/night-swim/
Classmate - Reading Online:
Detroit Public Library: https://detroitpubliclibrary.org/
Project Gutenberg: https://www.gutenberg.org/
Internet Archive: https://archive.org/details/nationalemergencylibrary
Students' Responses: https://www.nytimes.com/2020/04/23/learning/what-students-are-saying-about-family-conflict-in-quarantine-starting-over-and-health-care-heroics.html
Chicago Latinos (10:35) https://www.cbsnews.com/video/04232020-cbseveningnews/
https://www.pbs.org/video/the-definition-of-insanity-7egjih/
Hello Amazing Students! After watching CNN News and the short video on Mexico City, please respond to the following questions. Reminder: read the quesitons before watching.
https://www.youtube.com/watch?v=PUkPlcsX7w8
1. What percentage of the world’s population is under quarantine?
2. According to Dr. Sanjay Gupta, can you contract coronavirus from food?
3. According to Dr. Celine Gounder, what is the highest risk in getting food delivered to you?
4. T/F: Medical researchers are working on treatments to protect against the coronavirus using antibodies from the blood of people who have recovered from the virus.
5. Testing for the virus is recommended for people: a) who show symptoms of coronavirus, or b) people who are asymptomatic (without symptoms)?
6. Time outdoors is safe under what conditions?
7. When will the next summer Olympics Games be held?
“As the Coronavirus Approaches, Mexico City Looks the Other Way.”
- The American female flight attendant in Mexico City used a metaphor when she said, “We are, like, on a petri dish most of the time . . .” What does she mean?
- What reason does Dr. Francisco Moreno give for the low-recorded numbers of infected people in Mexico City?
- Contrast the views of Dr. Moreno with President López Obrador.
- Obrador said Mexico’s medical facilities are equipped to handle people infected with the virus. Is he right? Why or why not?
- Social scientists have a term called “normalcy bias.” It is a common human coping mechanism to impending disaster in which we convince ourselves that “since a disaster has never occurred it will not occur.” Do you think President Obrador has normalcy bias? Why or why not?
Writer Rebecca Solnit:
https://onbeing.org/series/podcast/
Walsh College
The Public (2019)
1. Describe the setting of The Public.
2. Stuart is sober. What does that mean?
3. Should public libraries be obligated to house homeless people?
Erin Brockovitch (2000)
Running for Grace (2018)
Synopsis and Cast: https://www.runningforgracemovie.com/info
Hawaii 1920s/Kona Coffee Belt
Cultural Survival
Japanese immigrant laborers and white power structure "Racial integrity laws" racism
Vocabulary: Hafu (mixed race person) Haole (foregner)
Coffee market and a commoidty:
a raw material or primary agricultural product that can be bought and sold, such as copper or coffee.
"commodities such as copper and coffee"
Suicide: Cultural factors provide a starting point for understanding the increase in the suicide rate in Japan over the past decade. In Japanese society, the group takes precedent as the most important social unit over the individual. Maintaining group harmony, even at the expense of personal freedom, is considered virtuous and generally Japanese are very conscious of how they are viewed by their peers. Shame and social isolation are the primary means used to maintain social cohesion and can also extend beyond the offending individual to family and associates. Therefore, restoring one's social standing is a responsibility to family and friends as well as oneself. Historically, the most extreme form of restoring social order has been suicide, the ultimate form of self‐sacrifice.3, 4 This kind of suicide that has traditionally been seen as a rational and willful act has been referred to as kakugo no jisatsu (suicide of resolve).5 The most famous practitioners of this kind of suicide are the samurai, the ancient warrior class of Japan.
Puffer Fish 
Almost all pufferfish contain tetrodotoxin, a substance that makes them foul tasting and often lethal to fish. To humans, tetrodotoxin is deadly, up to 1,200 times more poisonous than cyanide. There is enough toxin in one pufferfish to kill 30 adult humans, and there is no known antidote.
Charcoal: People have long used activated charcoal as a natural water filter. Just as it does in the intestines and stomach, activated charcoal can interact with and absorb a range of toxins, drugs, viruses, bacteria, fungus, and chemicals found in water.
There are two varieties of the Naupaka, one growing near the sea called Naupaka Kahakai, the other in the mountain is called Naupaka Kauihiwa. Each bears what appears to be half of a blossom and when placed together, they form a perfect flower.
There are several Hawaiian legends about these curious blossoms. One story tells of two lovers, forever separated by the vengeful wrath of the Volcano Goddess Pele (pronounced peh-le).
Pele’s home is believed to be Halema`uma`u Crate at the summit of Kilauea on Hawai`i Island. Pele had a very beautiful and loving sister named Princess Naupaka who she was jealous of because the people loved her.
One day Princess Naupaka was walking on the beach and noticed a very handsome young man standing in the water. When their eyes met, he smiled and told her his name was Kaui and she fell instantly in love with him. Naupaka went to her sister Pele to ask permission to marry Kaui. Pele told her sister she would go down to the beach the next day to meet this young man and would make her decision then.
The next day when Pele saw Kaui, she found him very pleasing and decided she wanted him for herself. Pele told Kaui he had to come live with her. Kaui replied, “I cannot for I met your sister, Princess Naupaka, the day before and I love her.” Enraged, Pele chased the couple up to the moutain, hurling fiery lava after them. Princess Naupaka, took a
blossom from her hair, ripped it in two and gave Kaui half. Pele’s other gentler sisters, took pity on the young man and transformed him into the Mountain Naupaka, the same blossom Princess Naupaka was wearing in her hair. Pele then turned her vengeanceon her sister, chasing her down to the ocean. Once again her sisters intervened and transformed the princess into Beach Naupaka.
Both Naupaka plants exist today; one on the shore and the other up on the mountains, each blooming as half flowers. It is said that the lovers can be reunited when the flower of the Naupaka Kuaihiwi and the Naupaka Kahakai are joined together after they have been picked.
White Blanket:
Peppermint oil: Peppermint, in essential oil form, may help reduce symptoms of an asthma attack when used in a diffuser or diluted in a carrier oil and applied to the skin. It's unclear how this happens. It appears the oil may reduce asthma's effect on bronchial smooth muscle.
subdural hematoma 
Illegitimate (bastard): born of parents who are not married to each other; born out of wedlock:an illegitimate child.
Alcoholism:
Melodramatic Ending - Melodrama: The acting style appropriate to a drama is realistic, whereas the acting in a melodrama is bombastic or excessively sentimental. Movies known as “tear-jerkers” are melodramas. ... The words melodrama and melodramatic are more precise choices than drama and dramatic to describe an excessive display of emotion.
________________________________________________________________________
Fatoumata Coulibaly (Collé Ardo Gallo Sy), Maïmouna Hélène Diarra (Hadjatou), Salimata Traoré (Amasatou), Dominique T. Zeïda (Mercenary), Mah Compaoré (Doyenne) and Aminata Dao (Alima Ba).
______________________________________________
Setting: village in Burkina Faso, West Africa in 2002
Quotes: "Men want to lock up our minds."
Concepts: a compound
Polygamy:
Extended family:
For fear of enduring genital mutilation, a group of girls flee their own "purification" ceremony and take refuge with Collé (Fatoumata Coulibaly), a woman who had spared her daughter from the same fate. Collé casts a spell to protect the girls, which causes much consternation among among the village elders. In retaliation, they confiscate all radios from the women villagers and demand that the spell be broken, but Collé nevertheless holds fast.
Moolaadé ("magical protection") is a 2004 film by the Senegalese writer and director Ousmane Sembène. It addresses the subject of female genital mutilation, a common practice in a number of African countries, from Egypt to Nigeria. The film was a co-production between companies from several Francophone nations: Senegal, France, Burkina Faso, Cameroon, Morocco, and Tunisia. It was filmed in the remote village of Djerrisso, Burkina Faso. The film argues strongly against the practice, depicting a village woman, Collé, who uses moolaadé (magical protection) to protect Owen and a group of girls. She is opposed by the villagers who believe in the necessity of female genital cutting, which they call "purification".
______________________________________________________________________________
Ai WeiWei (famous Chinese artist)
"When there is nowhere to go, nowhere is home"
More than 65 million people around the world have been forced from their homes to escape famine, climate change and war, the greatest displacement since World War II. Filmmaker Ai Weiwei examines the staggering scale of the refugee crisis and its profoundly personal human impact. Over the course of one year in 23 countries, Weiwei follows a chain of urgent human stories that stretch across the globe, including Afghanistan, France, Greece, Germany and Iraq.
For 22-23 January 2020
Midterm: Read this article and answer the questions.
1. Ms. Goldstein writes that textbooks are “shaded by politics.” What does she mean by this? Give one example from the article and explain how it helps illustrate this point.
2. What ideas about American history have conservatives pushed schools to teach? What ideas has the left pushed? How might these ideas help to “shape a generation of future voters”?
3. In your own words, summarize how textbooks are produced. How does knowing about this process influence your view of textbooks?
4. How do California and Texas textbooks cover white resistance to black progress differently? How do each of these teachings affect students’ understanding of the roles of race and racism in American history?
5. California textbooks include history on gender and sexuality that Texas editions do not. In what ways might the inclusion or omission of women and L.G.B.T.Q. people and issues shape students’ beliefs about gender and sexuality?
6. In what ways do California and Texas textbooks portray immigration differently? What message does each curriculum send about immigrants in the United States? How might these messages be influenced by politics?
7. Textbooks in California and Texas both emphasize the role of big business in American history, but they view it very differently. What information do the books from each state include or exclude to support their views? How might this information shape students’ ideas about the American economy?
8. Did anything you read in this article surprise you? If so, what? What is one key insight about textbooks that you will take away?
The textbooks cover the same sweeping story, from the brutality of slavery to the struggle for civil rights. The self-evident truths of the founding documents to the waves of immigration that reshaped the nation.
The books have the same publisher. They credit the same authors. But they are customized for students in different states, and their contents sometimes diverge in ways that reflect the nation’s deepest partisan divides.
Hundreds of differences — some subtle, others extensive — emerged in a New York Times analysis of eight commonly used American history textbooks in California and Texas, two of the nation’s largest markets.
In a country that cannot come to a consensus on fundamental questions — how restricted capitalism should be, whether immigrants are a burden or a boon, to what extent the legacy of slavery continues to shape American life — textbook publishers are caught in the middle. On these questions and others, classroom materials are not only shaded by politics, but are also helping to shape a generation of future voters.
Conservatives have fought for schools to promote patriotism, highlight the influence of Christianity and celebrate the founding fathers. In a September speech, President Trump warned against a “radical left” that wants to “erase American history, crush religious liberty, indoctrinate our students with left-wing ideology.”
The left has pushed for students to encounter history more from the ground up than from the top down, with a focus on the experiences of marginalized groups such as enslaved people, women and Native Americans.
The books The Times analyzed were published in 2016 or later and have been widely adopted for eighth and 11th graders, though publishers declined to share sales figures. Each text has editions for Texas and California, among other states, customized to satisfy policymakers with different priorities.
“At the end of the day, it’s a political process,” said Jesús F. de la Teja, an emeritus professor of history at Texas State University who has worked for the state of Texas and for publishers in reviewing standards and textbooks.
[Thousands of readers have responded to this article. Here is what they had to say.]
The differences between state editions can be traced back to several sources: state social studies standards; state laws; and feedback from panels of appointees that huddle, in Sacramento and Austin hotel conference rooms, to review drafts.
Requests from textbook review panels, submitted in painstaking detail to publishers, show the sometimes granular ways that ideology can influence the writing of history.
A California panel asked the publisher McGraw-Hill to avoid the use of the word “massacre” when describing 19th-century Native American attacks on white people. A Texas panel asked Pearson to point out the number of clergy who signed the Declaration of Independence, and to state that the nation’s founders were inspired by the Protestant Great Awakening.
All the members of the California panel were educators selected by the State Board of Education, whose members were appointed by former Gov. Jerry Brown, a Democrat. The Texas panel, appointed by the Republican-dominated State Board of Education, was made up of educators, parents, business representatives and a Christian pastor and politician.
[In California Today: Dana Goldstein talks about why she picked California and Texas. Read the newsletter here.]
McGraw-Hill, the publisher whose annotated Bill of Rights appears differently in the two states, said it had created the additional wording on the Second Amendment and gun control for the California textbook. A national version of the pages is similar to the Texas edition, which does not call attention to gun rights, the company said in a written statement.
Pearson, the publisher whose Texas textbook raises questions about the quality of Harlem Renaissance literature, said such language “adds more depth and nuance.”
Critical language about nonwhite cultural movements also appears in a Texas book from McGraw-Hill. It is partly a result of debates, in 2010, between conservative and liberal members of the Texas Board of Education over whether state standards should mention cultural movements like hip-hop and country music. Their compromise was to ask teachers and textbook publishers to address “both the positive and negative impacts” of artistic movements.
Texas struck that requirement in 2018, but its most recent textbooks, published in 2016, will reflect it for years to come.
Publishers are eager to please state policymakers of both parties, during a challenging time for the business. Schools are transitioning to digital materials. And with the ease of internet research, many teachers say they prefer to curate their own primary-source materials online.
Still, recent textbooks have come a long way from what was published in past decades. Both Texas and California volumes deal more bluntly with the cruelty of the slave trade, eschewing several myths that were common in textbooks for generations: that some slave owners treated enslaved people kindly and that African-Americans were better off enslaved than free. The books also devote more space to the women’s movement and balance the narrative of European immigration with stories of Latino and Asian immigrants.
“American history is not anymore the story of great white men,” said Albert S. Broussard, a history professor at Texas A&M University and an author of both the Texas and California editions of McGraw-Hill’s textbooks.
Here is how the politics of American history play out in California and Texas textbooks, on subjects like race, immigration, gender, sexuality and the economy.
Nevertheless, Kerry Green, a high school social studies teacher in Sunnyvale, Tex., a small town east of Dallas, said she discussed redlining with her 11th graders, adding it as a counterpoint to lessons about postwar prosperity — the optimistic story of consumerism, television and the Baby Boom that is emphasized by her state’s standards.
Ms. Green said she preferred to assign primary sources that “encourage students to explore history on their own.” But she said she would welcome textbooks that contain more historical documents and a greater diversity of voices and themes from the past.
“The textbook companies are not gearing their textbooks toward teachers; they’re gearing their textbooks toward states,” she said.
In Texas textbooks, mentions of L.G.B.T.Q. issues tend to be restricted to coverage of events in recent decades, such as the Stonewall uprising, the AIDS crisis and debates over marriage rights.
But for recent California editions, publishers wrote thousands of words of new text in response to the FAIR Education Act, a law signed by Governor Brown in 2011. It requires schools to teach the contributions of lesbian, gay, bisexual, transgender and disabled Americans.
Peppered throughout California books are passages on topics like same-sex families under slavery and early sex reassignment surgery in the 1950s — text that does not appear in Texas versions.
Stephanie Kugler, an eighth-grade history teacher in West Sacramento, Calif., said she had expanded an idea mentioned briefly in her classroom’s textbook, about women who dressed as men to fight in the Civil War and continued to live as men, into an entire lesson on troops who today would be considered transgender. The students read accounts of those soldiers’ lives alongside more traditional sources, such as letters written by a black Union soldier and a Confederate soldier.
Her goal, Ms. Kugler said, was to “make it really authentic” to talk about diversity in the context of each historical period.
While both states devote many pages to the women’s movement, Texas books, in general, avoid discussions of sex or sexuality.
Michael Teague, a Border Patrol agent, is featured in the Texas edition of McGraw-Hill’s 11th grade textbook. He discusses his concerns about drug trafficking and says, “if you open the border wide up, you’re going to invite political and social upheaval.”
Mr. Teague’s story is featured at the end of a chapter on recent immigration, alongside accounts from a Vietnamese immigrant and a second-generation Mexican-American.
That section in the California edition of the same book is devoted to a long excerpt from the novel “How the García Girls Lost Their Accents,” by Julia Alvarez. It deals with intergenerational tensions in a Dominican-American family.
In a written statement, McGraw-Hill said the full-page Border Patrol narrative was not included in the California edition because it would not fit beside the literary excerpt. And at the time the Texas edition was produced, six years ago, state standards called for students to analyze both “legal and illegal immigration to the United States.”
In contrast, California textbooks are more likely to note when a historical figure was an immigrant. And they include more detail on the role immigrants such as Japanese and Filipino farmworkers played in labor movements.
California is one of many states to ask teachers and textbooks in recent years to cover the contributions of specific immigrant groups, including Asian-Americans, Pacific Islanders, European-Americans and Mexican-Americans.
These additions are part of the reason California books are almost always longer than their Texas counterparts.
California’s Board of Education adopted an expansive 842-page social studies framework in 2016. Two years later, Texas’ school board streamlined its social studies standards, which are now laid out in 78 tightly compressed pages.
Critics of California’s approach say that making state standards and textbooks longer and more inclusive can be overwhelming to teachers trying to move quickly through hundreds of years of material.
Texas policymakers feel strongly about giving students a positive view of the American economy; since 1995, state law has required that high school economics courses offer an “emphasis on the free enterprise system and its benefits.” That emphasis seems to have made its way into the history curriculum as well.
California’s curriculum materials, by contrast, sometimes read like a brief from a Bernie Sanders rally. “The yawning gap between the haves and have-nots and what is to be done about it is one of the great questions of this time,” says the state’s 2016 social studies framework.
As a result, California textbooks are more likely to celebrate unionism, critique the concentration of wealth and focus on how industry pollutes the environment.
Both the California and Texas 11th-grade textbooks from Pearson state, “The main argument against environmental legislation is that it hurts the economy and the nation’s industries.”
The Texas edition goes further to highlight criticism of federal efforts to subsidize the green energy industry: “Republicans accuse the government of wasting taxpayers’ money, for example by supporting the failed solar manufacturer Solyndra.” The Solyndra controversy was a fixation for conservatives in 2011, when the company went bankrupt after accepting half a billion dollars in federally guaranteed loans.
The Texas book also states that American action on global warming may not make a difference if China, India, Russia and Brazil do not also act.
The California edition does not mention Solyndra or the other nations. However, it does include a section on the threat to American states and cities from rising sea levels, noting that the impact on tourism in Florida could hurt that state’s economy, and that transportation networks and buildings could be threatened.
Pearson said in a written statement that the differences between the books could be attributed mostly to the fact that the California book was published several years later, and that concerns over coastal flooding have become “more heightened in recent years.”
____________________________________________________________________________
Blame it on Fidel (France/Italy 2006)
A nine-year-old girl has a simple life, with the only shadow in it coming from an uncle in Spain who is fighting Franco, the man whose name must not be mentioned.
The film covers an array of philosophy and ideology - everything from Communism to Catholicism to Greek and Asian mythology - which the protagonist must reconstruct from confusion into her own set of beliefs.
Nine-year-old Anna de la Mesa weathers big changes in her household as her parents become radical political activists in 1970-71 Paris. Her Spanish-born lawyer father Fernando is inspired by his sister's opposition to Franco and by Salvador Allende's victory in Chile; he quits his job and becomes a liaison for Chilean activists in France. Her mother, Marie, a Marie Claire journalist-turned-writer documenting the stories of women's abortion ordeals, supports her husband and climbs aboard the ideological bandwagon. As a result, Anna's French bourgeois life is over. She must adjust to refugee nannies, international cuisine, and a cramped apartment full of noisy revolutionaries.
surveys.panoramaed.com/detroit
1996
On October 30, 1974, perhaps the most famous heavyweight championship boxing match of all time took place in Kinshasa, Zaire: the "Rumble in the Jungle" between champion George Foreman and challenger Muhammad Ali. In historical footage and new interviews, this documentary explores the relationship between African-Americans and the African continent during the Black Power era in terms of both popular culture and international politics, including the brutality of then-dictator Mobutu Sese Seko.
What is the 50 20 30 budget rule?
Senator Elizabeth Warren popularized the 50/20/30 budget rule in her book “All Your Worth: The Ultimate Lifetime Money Plan.” The basic rule is to divide after-tax income, spending 50% on needs and 30% on wants while allocating 20% to savings.Jun 25, 2019
What should my budget be?
Your needs — about 50% of your after-tax income — should include:
- Groceries.
- Housing.
- Basic utilities.
- Transportation.
- Insurance.
- Minimum loan payments. Anything beyond the minimum goes into the savings and debt repayment category.
- Child care or other expenses you need so you can work.
Budgeting 101: How to Create a Budget - NerdWallet
https://www.nerdwallet.com › blog › finance › how-to-build-a-budget
Search for: What should my budget be?
How much should I save based on income calculator?
More is fine; less is not advised. At least 20% of your income should go towards savings. Meanwhile, another 50% (maximum) should go towards necessities, while 30% goes towards discretionary items. This is called the 50/30/20 rule of thumb, and it's popular quick-and-easy advice.
Calculate Your Budget http://www.youcandealwithit.com/borrowers/calculators-and-resources/calculators/budget-calculator.shtml
Occupational Outlook Handbook https://www.bls.gov/ooh/a-z-index.htm#N
Career Exploration https://www.bls.gov/k12/content/students/careers/career-exploration.htm
Strategy
https://www.forbes.com/2010/06/08/budgeting-young-adults-personal-finance-spending.html#70c0d894214b
Reverse Budgeting (putting savings first)
https://www.forbes.com/sites/peterlazaroff/2016/02/29/creating-a-budget-that-works/#5639a507bcc1
50/20/30 Model: https://www.forbes.com/sites/laurashin/2016/02/29/how-to-budget-a-simple-flexible-method-for-everyone/#53f642cd5881
Living on a minimum wage https://www.forbes.com/sites/laurashin/2013/07/18/why-mcdonalds-employee-budget-has-everyone-up-in-arms/#457b61ca5216
Hourly wage to annual salary https://www.google.com/search?client=safari&rls=en&q=hourly+wage+to+annual&ie=UTF-8&oe=UTF-8
https://online-calculator.org/annual-income-calculator.aspx
Amortization Schedule https://www.amortization-calc.com/auto-car-loan-calculator/
Mortgage calculator https://www.amortization-calc.com/mortgage-calculator/
Age 25:
College/post secondary school finished or nearly finished.
Goals: Degree/Certification/License
Low debt: $25,000 or less
Steady starting income ($35,000 - $50,000)
How to make a living (my profession) and how to get there.
-College or training (this includes apprenticeships. For example, working as an apprentice in heating and cooling, plumbing, carpentry, electrical and so on.
Are you considering entering the “work force” with no training after high school? This may allow you to:
- Avoid Debt
- Begin making money in the short term, but unless you acquire a marketable skill you will fall way far behind in earnings in the long term.
Here are goals for everyone:
Housing (includes utilities and maintenance)
Transportation
Health Insurance (health, dental, optical)
Food
Entertainment/leisure
Student loans
Gifts
Taxes
Federal: 27%
Tax table : https://www.irs.gov/pub/irs-pdf/i1040tt.pdf
State: 4% https://www.tax-brackets.org/michigantaxtable
Local (Detroit): 3%
Sales taxes (6% in Michigan, including restaurant meals)
Taxes on gasoline
Scenario 1: I am between age 25-29 and I earn $40,000 a year.
Taxes:
Housing (rental) – includes utilities
Food
Transportation
Health insurance
Age 30
Scenario 1: I have a steady job in Michigan. I intend to say here for at least the next five years. I want to own my own home.
I can afford a home priced at $100,000.
I have saved $5,000 as a down payment.
I will borrow $95,000 plus closing costs ($3,000) from a bank at 5% interest. In other words, I will take out a 30-year mortgage. (I can also take out a 15-year mortgage, but my monthly payments will be higher).
The mortgage company (or bank) has verified my income and net worth, and has determined that I am a “good risk.” (That the likelihood of my paying off my loan in full is high, and the likelihood of my defaulting on my loan is low).
My monthly payments will be:
-loan balance
-interest
-taxes
-insurance
Age 40
Age 50
Age 60:
My house is paid off, my car is paid off. I have no debt. I have savings of $300,000. My house is worth $200,000. My net worth is $500,000 (half a million dollars). I still work full-time. My annual income is $60,000.
My son and daughter earned partial scholarships and took out modest loans to pay for their postsecondary education. They live independent lives.
Age 70
Age 80-100
Added costs: Pets and children
Pets: https://www.moneyunder30.com/the-true-cost-of-pet-ownership
https://www.usda.gov/media/blog/2017/01/13/cost-raising-child
Savings: How to save:
- bank
- Financial products: mutual funds stocks and bonds)
What is a stock? (more risky income, but potentially higher returns)
What is a bond? (safer, more steady income)
Mr. Bowles says: “If you have a 10th grade reading level, you can understand almost anything”
_______________________________________________________________________________________________
Answer these questions
Where am I at age 25?
Annual income
Annual expenses
Budget
Housing
Utilities
Transportation
Phone
Food
Student loan payment
Clothes
Child care (review child rearing costs): $233,610
Adding a child represents a major financial stress: The cost of raising a childtoday is $233,610 – excluding the cost of college – for a middle-income family, according to the U.S. Department of Agriculture.Feb 26, 2018
Raising a child costs $233,610. Are you financially prepared ...
https://www.usatoday.com › story › money › personalfinance › 2018/02/26
Savings
Taxes
TV, Internet
Inflation 2% Inflation Calculator
https://www.bls.gov/data/inflation_calculator.htm
________________________
Scenarios:
-You are 25 years old. Your annual income is $25,000.
Here are your expenses:
Housing
Scenario 1: You are 25 and single. You make $35,000 a year.
Your expenses include a monthly student loan payment of $150.
You own a car.
Your job offers health insurance, but you must pay a monthly premium of $150. You do not have dental coverage, but your dentist recommends that you see her three times a year.
You rent an apartment, but you are trying to save money to buy a house.
Scenario 2: You are 30, single and engaged to get married. You make $40,000 a year. You own your own home, and your monthly house note (loan principle, interest, house insurance and taxes) is $1,000.
You own a car, but make a monthly car payment of $250 – this is a 4-year loan).
How much can you save to pay for your $5,000 wedding?
Scenario 3: You are 35 years old and married. You and your spouse have one child and are expecting another. Your house payment is now $1,300 (your taxes and insurance have increased). You want to start saving for your children’s education.
House payment:
$700: principle and interest (interest: $500; principle: $200)
Insurance: $50
Taxes: $200
Total mortgage payment: $950
Avoidance of debt:
No credit card
Do not spend more than you have.
______________________________________________________________________________________________
Activity
-Choose a career/profession. Google: a) Opportunity Outlook Handbook b) A-Z index. https://www.bls.gov/ooh/a-z-index.htm
Choose a career and determine your future annual income.
- Determine your taxes https://smartasset.com/taxes/income-taxes
-Using the 50/20/30 Budget Rule, determine your monthly budget using the budget calculator. http://www.youcandealwithit.com/borrowers/calculators-and-resources/calculators/budget-calculator.shtml
Quicken pie chart calculator
Tax Calculator
https://www.ecsi.net/budgetcalc.html
Affordable Housing in Detroit
Traditional African Religions and Culture
https://www.youtube.com/watch?v=2py6GfLukZI
1. What did you learn about traditional African religions?
Name and explain three items.
Stories Ideas for December 2019 issue of The Western Express
1. No library at Western? Why not?
2. Teachers and students who are immigrants (Mr. Ilewemore. Speaks at least 4 languages).
3. Science news/projects (Mr. McMillan and computer science students).
4. buildOn and school building treks around the world.
5. Black Student Union.
6. National Honor Society.
7. Senior Readiness - Ms. Thompson, Ms. Henry, Mr. Vargas, others.
8. Spoken Word Club (Thur. Ms. Soinski's room - 3rd floor).
9. Community Events (i.e. quinceanera).
https://www.nytimes.com/2019/11/12/style/quinceaera-genz-millennial.html
10. School securtiy.
11. Dance, music, art events and projects.
12. Opinoins (check first with Mr. Bowles).
13. Fashion (Robin Armstrong), others, fashion trends: photo story.
http://Paris Black Woman style https://mail.yahoo.com/d/folders/1/messages/55175
14. Robotics club
15. Self harm and Teens
https://www.nytimes.com/2019/11/11/health/self-harm-injury-cutting-psychology.html
16. Rapper T.I. Daughter Virginity Test
https://www.nytimes.com/2019/11/07/health/ti-daughter-virginity-test.html
17. Teen Wants to Stop Monthly Period
https://www.nytimes.com/2019/11/12/well/for-the-teen-who-no-longer-wants-a-period.html
18. Texting and Walking
https://www.nytimes.com/2019/11/13/technology/personaltech/distracted-walking-twalking.html
19. Teens and Sleep https://www.nytimes.com/2019/09/24/technology/cvs-health-insomnia-app.html?action=click&module=News&pgtype=Homepage
20. Bottled water depleting aquifers
https://www.nytimes.com/2019/09/15/opinion/bottled-water-is-sucking-florida-dry.html
21. Michigan wetlands
https://www.detroitnews.com/story/news/politics/2019/09/12/trump-clean-water/2299396001/
22. Facial Recognition Technology https://www.nytimes.com/2019/09/15/technology/britain-surveillance-privacy.html?action=click&module=Top%20Stories&pgtype=Homepage
Democratic Candidates
With a partner, select one democratic candidate.
Research their policies
Present
Politcal positions of democratic candidates
https://www.cnn.com/interactive/politics/2020-democratic-candidates-issue-guide/#/
https://www.nytimes.com/interactive/2019/us/politics/2020-presidential-candidates.html
https://www.rollingstone.com/politics/politics-features/2020-democrat-candidates-771735/
Wealth and Inequality
https://www.novilaw.com/2019/05/sex-trafficking-michigan/
https://www.nytimes.com/interactive/2019/10/03/your-money/middle-class-income.html
Gender Neutral Dolls
Gvt. cyber disinformation
Photojournalism:
teen warfare in the suburbs
Youth reaching out to youth
Journalism Article on Climate Change
1. What important Climate event is taking place at the United Nations in New York City beginning Friday?
2. Why are young people gathering at the UN on Friday?
3. Why are representatives from over one hundred countries gathering at the UN on Monday, Sept. 23?
4. Explain at least three concerns of each climate activist/government representative.
5. What is meant by 350?
Future Topics
adverstising and its birth
Parole in America
Michelle Alexander: The New Jim Crow
Talk: https://www.youtube.com/watch?v=Gln1JwDUI64
TED: https://www.youtube.com/watch?v=SQ6H-Mz6hgw
Climate Nytimes
https://www.nytimes.com/section/climate
News Items 16 Sept. 2019
Saudi drone strike oil refinery https://static01.nyt.com/images/2019/09/15/world/15iran/merlin_160801668_bb0a88aa-734d-43a2-afe8-53010924667a-jumbo.jpg?quality=90&auto=webp
___________________________________________________
Girl swimmer bathing suit: Breckyn Willis
Video: https://www.youtube.com/watch?v=NyCD5JUlzqw
Obscenity
Oversexualizing
reinstated
discriminatory
romanticizes
salacious:
having or conveying undue or inappropriate interest in sexual matters.
"salacious stories"
paranoia
the ire of women: anger
getting leered at:
look or gaze in an unpleasant, malicious, or lascivious way.
"bystanders were leering at the nude painting"
lurid distraction:
very vivid in color, especially so as to create an unpleasantly harsh or unnatural effect.
"lurid food colorings"
| synonyms: | brightly colored, bright, overbright, brilliant, glaring, fluorescent, flaming, dazzling, vivid, intense; More |
-
(of a description) presented in vividly shocking or sensational terms, especially giving explicit details of crimes or sexual matters.
"the more lurid details of the massacre were too frightening for the children"
synonyms: sensational, sensationalist, melodramatic, exaggerated, overdramatized, extravagant, colorful, trashy, rubbishy, cheap, pulp, tasteless, kitschy;
de-weaponize my body
mundane:
lacking interest or excitement; dull.
"seeking a way out of his mundane, humdrum existence"
| synonyms: | humdrum, dull, boring, tedious, monotonous, tiresome, wearisome, prosaic, unexciting, uninteresting, uneventful, unvarying, unvaried, unremarkable, repetitive, repetitious, routine, ordinary, everyday, day-to-day, quotidian, run-of-the-mill, commonplace, common, workaday, usual, pedestrian, customary, regular, normal; |
tantamount to a scarlet letter: equivalent in seriousness to; virtually the same as.
The definition of a scarlet letter is an identifying mark or brand placed on someone who has committed adultery. An example of a scarlet letter is the Puritan woman in Nathaniel Hawthorne's 1850 book The Scarlet Letter who cheated on her husband and had to wear a red A.
you are cast as a harlot: a prostitute
loose cardigans: a knitted sweater fastening down the front, typically with long sleeves.
the virality of Breckyn Willis’s story
she was objectified by adults on the basis of her figure: degrade to the status of a mere object.
"a deeply sexist attitude that objectifies women"
the stigma toward the female body:
a mark of disgrace associated with a particular circumstance, quality, or person.
"the stigma of having gone to prison will always be with me"
| synonyms: | shame, disgrace, dishonor; |
ostracizing:
exclude (someone) from a society or group.
"a group of people who have been ridiculed, ostracized, and persecuted for centuries"
| synonyms: | exclude, shun, spurn, cold-shoulder, give someone the cold shoulder, reject, repudiate, boycott, blackball, blacklist, cast off, cast out, shut out, avoid, ignore, snub, cut dead, keep at arm's length, leave out in the cold, bar, ban, debar, banish, exile |
Human Trafficking - Fronline Video
News Sources: (local,national, international.
digital
social media
New York Times, BBC, CNN, Fox,
Atlantic, Harper's, The New Yorker, National Geographic, Science,
1. Menu of issues
2. write congress person.
Journalism Notes (This is not an assignment)
_________________________________________________________________________
Trade Wars (China) (Stock market rise and fall in response)
Nuclear conflict (Kashimr) Pakistan - India
Gig economy (npr) - California
Frontline videos
Atlantic
New Yorker
Harper's
Rohinga - Bangladesh
mel.org databases
Crypto currencies
Opiod crisis
news: difference between news and entertainment
corporate and military ownership of media/ independent media ("If it bleeds, it leads.")
ideological divide: fox news vs. independent media
media (plural)
emphasis on weather events and natural disasters
white kidnappings
news from social media: twitter, facebook, google, instagram)
Reparations - Ta-Nehisi Coats
https://www.democracynow.org/2019/7/4/ta_nehisi_coates_danny_glover_make
Atlantic: https://www.theatlantic.com/magazine/archive/2014/06/the-case-for-reparations/361631/
Film Assignment beginning 11 February 2019
Against All Odds: The Fight for a Black Middle Class (Bob Herbert)
The Black Middle Class
Link to Video: https://www.pbs.org/wnet/chasing-the-dream/stories/odds-full-film/
Rep. Elijah Cummings Bob Herbert
I
Isabel Wilkerston, author of The Warmth of Other Suns: The Epic Story of America's Great Migration
1. Is there a name for rioting by whites?
2. "Hateful set of rules." Define.
3. Percentage of black American children who are poor?
4. What is the black unemployment rate?
5. Compare wealth between blacks and whites.
6. How many years after slavery?
7. How many years after Civil Rights Movement?
8. $113,000 vs. $5,700. What does this refer to?
9. What percent of African-Americans have no net worth.
10. What percentage of African-Americans lived in the South at the beginning of the 20th Century?
11. Elijah Cummings, congressman from Maryland, son and grandson of sharecroppers. What is a sharecropper?
12. Sharecroppers were in debt. What is debt?
13. Sharecroppers had no legal recourse. Explain.
14. Educating African-Americans was promoted or discouraged by whites?
15. How did Harry T. Moore die?
16. What happened when a white person and a black person passed on the sidewalk?
17. Where was "The Negro Wall Street?"
18. What event precipitated the May 1921 riots?
19. The Great Migration. How many African-Americans migrated from the South?
20. What was their main objective?
21. How many migration "streams" (by railroad) were there?
22. Did discrimination exist in the North?
23. T/F: Most African-Americans were limited to working in menial jobs.
24. Most African-American women did what type of work?
25. Which area of employment provided African-Americans a path to the middle class?
26. Bob Herbert says, "It didn't matter how hard you worked, or how smart you are - blacks were seen as a ____ class, and that's the way they were treated."
27. What did Congressman Elijah Cummings's 6th grade counselor ask him?
28. Were black doctors allowed to practice anywhere?
29. Lawyer, Ms. Scott, was not hired in a private law firm. Why not?
30. The difficulty of the establishment of a black middle class was due to a lack of decent employment and the often-violent refusal of whites to allow blacks into decent ______.
31. How did Chicago land lords charge black renters more money for less space in undesirable building and neighborhoods?
32. What was Chicago's "black belt?" What was the equivalent called in Detroit?
33. What was "The Chicago Wall?"
34. Redlining: Insurance companies and banks had maps where they literally drew red lines around neighborhoods in which they would not lend money. Question: what options remained for black residents to purchase a house or building?
35. Bankers said it was "too risky" to make housing loans in redlined neighborhoods. What did they mean by "too risky?"
36. Local banks operated by an "unwritten code that said we won't rent to, sell to or finance a home that an African-American wants." ". . . A system of outright exclusion and denial."
37. "An American system of Apartheid." Define apartheid.
38. "The federal government would not insure FHA loans for black people. What is an FHA loan? What is mortgage insurance?
39. Without mortgage insurance, banks would not risk lending. Why not?
40. Buying a house "on contract." Black home buyers paid double or triple the value of the home.
41. Buyer makes monthly payments at a high interest rate and builds no equity. If he or she defaults (fails to pay) even one installment, he loses the property and everything he's paid into it.
42. $25,000 contract and FHA appraisal is for $15,000, you're paying interest on $10,000 more than you should be paying. Explain.
43. At least $500,000,000 was legally stolen from the black community in Chicago between 1940 and 1970.
44. What is the difference between income and wealth?
45. Housing projects. "Sanctioned warehouses." "Law and custom kept blacks warehoused in inner cities."
46. Tax payer funded interstate highways (I-75, I-94) opened suburbs and created good jobs and good housing. African-Americans were left out.
47. Compare this racist history with Starr's experience in The Hate U Give.
48. What do suburban white residents fear?
49. What are the two pillars of a middle-class family?
50. How do most families build wealth?
Me movement Weinstein
Journalism website activities
https://studentreportinglabs.org/lesson-plans/
https://www.schooljournalism.org/lesson-plans-4/
https://www.americanpressinstitute.org/journalism-essentials/
_____________________________________________________________
Climate Change
https://www.democracynow.org/2018/12/11/meet_the_15_year_old_swedish
Climate Change
“We are not prepared to die.” Those are the words that Mohamed Nasheed, the former president of the low-lying island country of Maldives, delivered at the U.N. climate summit in Katowice, Poland, this week. In an impassioned plea for nations to overcome their differences, he urged world leaders to take decisive action to tackle climate change.
Cabinet Meeting
https://www.youtube.com/watch?v=aKoch_iEos8
https://www.democracynow.org/2018/12/14/we_are_not_prepared_to_die
https://www.youtube.com/watch?v=0EyaTqezSzs
Greta Thunberg, 15, Addressing UN, Calls for Global School Strike
https://www.democracynow.org/2018/12/13/you_are_stealing_our_future_greta
Delegates from nearly 200 countries have agreed to a United Nations deal on climate change that seeks to keep global temperatures from rising by more than 1.5 degrees Celsius—or 2.7 degrees Fahrenheit.
Coal
https://www.youtube.com/watch?v=q-aW538oOik
Clean Energy: hydro, wind, geothermal, solar
Leonardo DiCaprio - UN Ambassador of Peace
- What did Mohamed Nasheed, as president of the Maldives, do to call attention to climate change? Why did he do this?
- Describe the Great Pacific Garbage Patch.
- What can you do to prevent plastic from entering our ecosystem?
- In which country did the UN Climate Summit recently take place?
- Name three fossil fuels.
- Which is used for transportation?
- Which is used for generating electricity?
- Name one type of coal mining.
- Name one method of extracting natural gas.
- Name one type of oil drilling.
- Name the most expensive and destructive method of producing oil.
- Name one site in the US where we find rising sea levels.
- T/F: Some big businesses and their media outlets deny the existence of climate change.
- Name two large Asian countries that have a significant carbon footprint.
- How many people rely on fishing to survive?
- What gas do rain forests absorb that helps stabilize the earth’s atmosphere?
- Name one dietary change you can make today to help reduce the carbon in our atmosphere.
- Name three types of “clean” energy.
- Name one form of “clean” transportation.
- What will you do with your empty plastic bottle?
______________________________________________________________
Black Hole - Event Horizon Telescope
https://www.youtube.com/watch?v=IXUAcQ-GGC8
_____________________________________________________________
Wealth/Gilded Age/Architecture/Rembrance
Detroit: State of the City report
__Notes
Local
National
International
_______________________
Local Newspapers/Websites
National sources
International sources
library sources
________________________
Identify issue/news event
main idea
why is it relevant/important?
Answer these questions and write responses (small group)
_________________________________________________
Analysis of media presentation:
right/left: democ. now - Fox News
corporate ownership of major media
issue of access to sources
_____________________________________________________
Expansion of knowledge of issues
geographic knowledge
____________________________________
Choose issue
Describe/
______________________________________________
News in topic areas
science
health
sports
business
technology
education
psycology
social issues
economics
politics
________________________________________
Reparations
https://www.democracynow.org/2019/7/4/ta_nehisi_coates_danny_glover_make
Libraries
Detroit Public Library
https://detroitpubliclibrary.org
Michigan eLibrary